What's Medicare Drug Coverage (Part D)?

Medicare drug coverage (also known as Medicare Part D) helps pay for the brand-name and generic drugs you need. It's optional and offered to everyone with Medicare by insurance companies and other private companies approved by Medicare. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage to avoid paying a late enrollment penalty if you join a plan later.

How do I avoid the late enrollment penalty?

Get the basics

Learn what Medicare drug coverage is, who’s eligible, and review general cost information.

How drug plans work

Learn about how plans decide which drugs and pharmacies are covered.

Using your drug coverage

Learn what to do once you have drug coverage, like what to bring to the pharmacy.

Already have Medicare drug coverage? Find out if you can change plans.